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					julie662 					
					
															
										
																				 
				Posts:  1 Joined:  Wed Apr 25, 2018 9:51 am 
				
					
															
					
					
					Iva does it make any difference if your in housing association property
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Foggy 					
					
															
										
																				 
				Posts:  33395 Joined:  Fri Dec 17, 2010 11:14 amLocation:  United Kingdom
					
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					julie662 wrote: 
Iva does it make any difference if your in housing association property
Unless your HA has any insolvency clauses it should make no difference.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					FormerlyST1100 					
					
															
																				 
				Posts:  296 Joined:  Wed Feb 08, 2017 8:29 amLocation:  UK 
				
					
															
					
					
					The noly difference I can see is that your IVA will not be extended by an extra 12 months to cover lieu of equity in your property if you owned it.
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					luluj 					
					
															
										
										Forum Expert										 
				Posts:  11333 Joined:  Sun Dec 09, 2007 6:54 amLocation:  United Kingdom 
				
					
															
					
					
					My only question would be is your rent up to date or do you owe your landlord money ? If you do then they would need to be included as a creditor in an iva situation.
					
					
															
															Sharing from experiences of dealing with debt