Interesting re soft searches

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Seanj67

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Post by Seanj67 » Thu Sep 07, 2017 1:38 pm
Afternoon all,

Well yesterday I was accepted for a Capital One card. Not something I want, but I will use it just to help build my credit score.

Anyway, I use Noddle and they tell you which cards you will be accepted for. Now, my understanding was this was a so called soft search. But checking my record I can see 3 searched from them at 2 week intervals. I didn't think soft searched showed up?

It's not an issue as I won't be looking for any credit/cards anytime but I was just a bit surprised.

S

kallis3

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Post by kallis3 » Thu Sep 07, 2017 2:27 pm
It shows up to you but not any other creditors.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Thu Sep 07, 2017 3:19 pm
What you see on your online report is not the same as creditors see and, as Kallis says, they don't see soft searches as far as I am aware.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

kallis3

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Post by kallis3 » Thu Sep 07, 2017 4:30 pm
No, they don't see them - a bit like all of the insurance searches on there which you've not asked for.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Seanj67

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Location: United Kingdom

Post by Seanj67 » Fri Sep 08, 2017 10:18 am
Ahhh, ok, thanks all.

S
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