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kallis3

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Post by kallis3 » Thu Aug 10, 2017 4:19 pm
You could do that and tesco would be the loser.

Wait and see what they come back with.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

ediunia82

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Post by ediunia82 » Thu Aug 10, 2017 4:24 pm
Thanks Foggy I work in supermarket so don't think my job will be affected...Will chat to CAB tomorrow...

Kazza

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Post by Kazza » Thu Aug 10, 2017 5:51 pm
Hi Ediunia, so sorry to hear that news. Not heard of a rejection personally on here. Tesco Loan was one of our largest creditors, but we'd had the loan for some years by the time we went into the IVA. But we'd upped an upped the loan amount and term time to the max! Anyway, good luck going forward. There will be a solution for you. x
IVA started Sept 2012, Full & Final accepted Aug 16th 2016 & CC issued 10th Jan 2017

luluj

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Post by luluj » Thu Aug 10, 2017 5:54 pm
Sorry to hear this - not the outcome we had hoped for .... as foggy suggests a conversation with the CAB may prove beneficial in deciding of bankruptcy is an option for you
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

ediunia82

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Post by ediunia82 » Thu Aug 10, 2017 9:40 pm
How long do you think realistically I should stay on DMP before trying to apply again???

Michael Peoples

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Post by Michael Peoples » Fri Aug 11, 2017 8:10 am
You could be on a DMP and try again yet still be rejected. You have made an offer which was rejected so seriously consider bankruptcy as it only lasts a year and you can move on.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com

ediunia82

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Post by ediunia82 » Fri Aug 11, 2017 1:35 pm
Thanks Michael, decided to start DMP, wait for a bit to get Tesco credit "older" and than apply again. Received Chairmans report and MBNA/Barclaycard//Santander/BOS all voted in favour, 52% in total!

Michael Peoples

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Post by Michael Peoples » Fri Aug 11, 2017 2:46 pm
That is a shame but best of luck next time. Keep around and let us know how it goes.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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