Big day

Get expert opinion. This is the place for new questions to be posted.
23 posts Page 1 of 2
 

ediunia82

Posts: 18
Joined: Fri Jul 14, 2017 1:12 am

Post by ediunia82 » Wed Aug 09, 2017 11:55 am
That's it!!! Big day tomorrow!!! Creditors meeting at 11:30 am.!!! Can't sleep, even after a hard night shift!!! Accepted or rejected???Do you think decision already made??? Nervous, excited and can't wait!!!!!!!!! Wish me luck!!! Cheers!!! :o :o :o

Kazza

User avatar
Posts: 138
Joined: Mon May 23, 2016 2:07 pm
Location: United Kingdom

Post by Kazza » Wed Aug 09, 2017 12:05 pm
Good Luck! you will be fine and I'm going to bet on you being accepted! :D
IVA started Sept 2012, Full & Final accepted Aug 16th 2016 & CC issued 10th Jan 2017

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Wed Aug 09, 2017 12:45 pm
Best of luck -- we rarely hear of rejections these days.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

kallis3

User avatar
Forum Expert
Posts: 77177
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Wed Aug 09, 2017 1:33 pm
Good luck!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Michael Peoples

User avatar
Industry Expert
Posts: 15189
Joined: Mon Nov 03, 2008 12:36 pm
Location:

Post by Michael Peoples » Wed Aug 09, 2017 1:37 pm
Best of luck from me too.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Wed Aug 09, 2017 9:50 pm
I am positive this time tomorrow I am writing congratulations !

Try and stay busy in the morning !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

ediunia82

Posts: 18
Joined: Fri Jul 14, 2017 1:12 am

Post by ediunia82 » Thu Aug 10, 2017 2:32 pm
Hi all, it looks like more wait for me... My biggest and newest creditor Tesco came back asking for 3 latest bank account statements. My current account was already closed but managed to get statements in branch, send them ASAP and sitting on a bomb now... Looks like one step of rejection and back to square one... :cry: :cry: :cry:

kallis3

User avatar
Forum Expert
Posts: 77177
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Thu Aug 10, 2017 2:34 pm
Not good! Hopefully they will see sense and agree! Fingers and everything else crossed!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Michael Peoples

User avatar
Industry Expert
Posts: 15189
Joined: Mon Nov 03, 2008 12:36 pm
Location:

Post by Michael Peoples » Thu Aug 10, 2017 2:47 pm
This is not unusual with Tesco loans. Their agents often look for statements especially if there are recent borrowings as they like to see what the money was spent on. Hopefully it will not cause too much of a problem or delay.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Thu Aug 10, 2017 3:08 pm
At least it wasn't an outright refusal. Hang in there.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

kallis3

User avatar
Forum Expert
Posts: 77177
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Thu Aug 10, 2017 3:30 pm
When are they going to let you know?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

ediunia82

Posts: 18
Joined: Fri Jul 14, 2017 1:12 am

Post by ediunia82 » Thu Aug 10, 2017 3:38 pm
Promised to give me a ring today, waiting...

ediunia82

Posts: 18
Joined: Fri Jul 14, 2017 1:12 am

Post by ediunia82 » Thu Aug 10, 2017 3:54 pm
Rejected by Tesco, the main and only reason is that the biggest loan is brand new and they cannot see my circumstances change...Tough but decided to go with DMP for few months and try another IVA later on probably...

ediunia82

Posts: 18
Joined: Fri Jul 14, 2017 1:12 am

Post by ediunia82 » Thu Aug 10, 2017 4:15 pm
Or do you think bankruptcy is an option??? We are renting privately, we share a car with my wife but vehicle belongs to her... Any advice will be appreciated... Cheers

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Thu Aug 10, 2017 4:18 pm
ediunia82 wrote:
Or do you think bankruptcy is an option??? We are renting privately, we share a car with my wife but vehicle belongs to her... Any advice will be appreciated... Cheers

If you have no assets to protect and your jobs allow it then BR is a possibility. I would have a chat with your local CAB about it .. or you can research and file online.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
23 posts Page 1 of 2
Return to “Ask IVA Forum and Industry experts”