I'm confused here

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ryan787

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Post by ryan787 » Sat Jul 01, 2017 12:58 pm
kallis3 wrote:
Sorry - your last post confused me as you had put quotes in from both myself and Foggy.

Cancel all of your DD's!
Oh I'm sorry aha well I have only Lioyds too cancel . Could that be seen has a turn down has I haven't cancelled it ?

kallis3

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Post by kallis3 » Sat Jul 01, 2017 1:02 pm
No it won't make any difference.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

ryan787

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Post by ryan787 » Sat Jul 01, 2017 1:05 pm
kallis3 wrote:
No it won't make any difference.
Oh right how confident would you say my case sounds ? I just want good news Wednesday

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Post by kallis3 » Sat Jul 01, 2017 1:25 pm
I'm not an expert as such but I, personally, think you will be fine.

If you have sunshine where you are I'd go out and enjoy it and not worry about Wednesday until the day arrives.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

ryan787

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Post by ryan787 » Sat Jul 01, 2017 1:45 pm
kallis3 wrote:
I'm not an expert as such but I, personally, think you will be fine.

If you have sunshine where you are I'd go out and enjoy it and not worry about Wednesday until the day arrives.
I just keep getting told by credit fix that I'll be fine so I'm believing them i just hope it's true

They seem confident enough

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Post by kallis3 » Sat Jul 01, 2017 1:49 pm
It will be - enjoy the nice weather while it lasts!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

ryan787

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Post by ryan787 » Sat Jul 01, 2017 2:00 pm
kallis3 wrote:
It will be - enjoy the nice weather while it lasts!
Everytime I've rang him up they've been like you'll be accepted so I don't get how they can be so confident .

It's too warm aha

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Post by Foggy » Sat Jul 01, 2017 2:05 pm
To avoid confusion ... cancel ALL direct debits and standing orders in favour of unsecured creditors ( who all should be included in the IVA ). Any payments you make to them now will be money down the drain. It will not affect the outcome.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

kallis3

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Post by kallis3 » Sat Jul 01, 2017 2:07 pm
Just too confirm that they would not put it forward unless they were confident
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

ryan787

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Post by ryan787 » Sat Jul 01, 2017 7:06 pm
kallis3 wrote:
Just too confirm that they would not put it forward unless they were confident
Can anyone advice me here please I've lost my wallet today and lost my bank cards I've noticed work has paid my wages in to the wrong account my Lioyds account ,

I phoned up too cancel the card and replace it which they said was 2 working days too which would be Tuesday they have then said we can't do this has you are currently going through a IVA and you'll have too visit the branch .

Does anyone know if I'll have a problem with getting cash out when I explain my card is lost ? Has I have no money till Monday now

kallis3

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Post by kallis3 » Sat Jul 01, 2017 7:14 pm
Do you have a new account with a new bank?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

ryan787

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Post by ryan787 » Sat Jul 01, 2017 7:26 pm
kallis3 wrote:
Do you have a new account with a new bank?
Yes Barclays but work has messed my wages up and the wages are in the Lioyds account

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Post by kallis3 » Sat Jul 01, 2017 8:13 pm
Speak to Lloyds on Monday and ask that your wages go across - alternatively just move money across from Lloyds to Barclays.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

ryan787

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Joined: Fri Jun 23, 2017 5:29 pm

Post by ryan787 » Sat Jul 01, 2017 8:28 pm
kallis3 wrote:
Speak to Lloyds on Monday and ask that your wages go across - alternatively just move money across from Lloyds to Barclays.

Can they stop me from taking money out my bank ? . I'm going too go there on Monday

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Post by kallis3 » Sat Jul 01, 2017 8:39 pm
No they can't.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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