Hi. Got the appointment booked to join my husband account with TSB. Are they gona do credit check on me? I am on IVA. Using the account for my wage already but want my name on it. Thank you very much for the answer
Hi. There is a very good chance that they will do a credit check. It will be up to the branch what they do with the result, but be prepared for a refusal.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I was credit checked just to open up a savings account with the co-op bank. I bank with them and I'm fortunate to have a high paid job..... But it was still a NO !
Good luck tho anyways
Loved Money, Hate Credit, Road to Recovery.... IVA started 3/3/14 -- IVA F&F accepted 18/5/17
Co-op don't like people who are in an IVA having a savings account. You can, however, open up another basic account with them to put any savings in.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I was credit checked just to open up a savings account with the co-op bank. I bank with them and I'm fortunate to have a high paid job..... But it was still a NO !
Good luck tho anyways
As Kallis says, for some reason Co-Op object to IVA'ers saving ! I had two cashminder accounts with them instead.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
