The post of the month for November has been decided and was chosen because it showed the trials and tribulations during an IVA and also that there is a light at the end of the tunnel and that you come out the other side changed and stronger. (And breathe .. sorry .. loong sentence!)
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Wow thank you, we feel very lucky to have gone through the process and came out the other side in a much better frame of mind about money and just wanted to let others know on the forum that we're perhaps thinking of taking the IVA route, there is light at the end and it is much brighter for us after our journey
Took The plunge and made the call, changed our family life and we have never been happier. Debt free and wont go back..... IVA was by far the best thing we ever did to teach us the real value of Family and money