is this anything to worry about ? Received my CC, now being passed to debt collectors ?

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Richard.18

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Post by Richard.18 » Wed Aug 24, 2016 8:53 pm
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Hello all. I completed my IVA with Payplan in April, and received my completion certificate in June. Today I received a letter from Barclaycard / PRA group stating that my outstanding balance of £##,#### has been passed onto the PRA group (Debt Collection). I've sent to PayPlan for comment, and I'm slightly concerned about it to be honest. I certainly didn't expect to be receiving letters of this nature after spending 6 years in an IVA and completing it.

Is it anything to worry about?

Richard
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kallis3

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Post by kallis3 » Wed Aug 24, 2016 10:04 pm
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Hi,

Don't worry about it - it's a case of the right hand not knowing what the left hand is doing.

Just ignore them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Foggy

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Post by Foggy » Wed Aug 24, 2016 10:07 pm
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Sometimes it takes a while for creditors to catch on. Barclaycards collectors have been known to try it on in the past as well.

If the debt was included in the IVA simply tell them and give them a copy of the Chairman's Report and completion certificate.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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luluj

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Post by luluj » Thu Aug 25, 2016 4:40 am
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As others have stated if the debt was included in the ivs then you are fully protected. Follow foggy's suggestion and all will be ok .
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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