Is the past coming back to haunt me ? Details were obtained from the old Insolvency Register.

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Cheryl.54

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Post by Cheryl.54 » Thu Jun 09, 2016 3:57 pm
Despite the fact that I no longer post on the forum, I do check in once in a while to read some of the postings. This forum is an entire blessing, keep up the good work guys. Nevertheless I just received some communication from a Company called Consumer Advisory Service referring to a closed legal matter and indicating that they have identified that I may be due a return of charges previously paid by me in respect of past transactions etc. Now I know exactly what they were referring to but I contacted them to enquire where did they get my details and was advised from the old Insolvency Register. Looks like the past is coming back to haunt me after five years....only saying.
 
 

Foggy

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Post by Foggy » Thu Jun 09, 2016 4:00 pm
Hi Cheryl and thank you for your kind comments.

Letters like these do nothing except kill trees !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

kallis3

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Post by kallis3 » Thu Jun 09, 2016 4:04 pm
Most of us have had these letters - just ignore them and put them in the recycling.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

lifenoteasy

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Post by lifenoteasy » Thu Jun 09, 2016 4:10 pm
Ignore.

The fact that you came off the register 5 years ago actually means that they have no legitimate reason for contacting you.

Just state that if they contact you again that they will complain to the ICO using this fine as an example:

https://ico.org.uk/about-the-ico/news-a ... lls-a-day/
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
 
 

Shining

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Post by Shining » Thu Jun 09, 2016 5:19 pm
Hi there, glad you keep frequenting the forum. I also, thank you for your kind comments.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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