I'm currently in an IVA but am struggling more! Don't know what to do.

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Blondey1982

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Post by Blondey1982 » Mon May 09, 2016 4:16 pm
I'm currently in an IVA but am struggling more! My car insurance has gone up n a debt that continued after the Iva was approved can't b included n council tax r on my back! I literally can't do this!!! Don't know what to do?
 
 

Foggy

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Post by Foggy » Mon May 09, 2016 4:31 pm
Speak to your IP -- you shouldn't be struggling.

What debt continued ? If it was a secured debt there should have been an allowance made for its repayment.

Shop around for cheaper car insurance. Also your council tax payment should have been figured into your allowances.

Either your I&E was incorrect and needs adjusting or you are simply not sticking to budget.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Lisa Thomas

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Post by Lisa Thomas » Mon May 09, 2016 4:35 pm
I agree with Foggy - you need to speak to your IP. Either you spending on non necessary itms or your IP needs to review your I&E to see if your payments should be reduced.

I'm not sure what debt has continued after the IVA - can you explain a bit more please?
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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