Once your iva concludes snd certificate received you are free from your past debts. I can honestly say in the six years since our iva ended we have not heard from one creditor.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Your creditors won't be allowed to contact you as you will have discharged your debts to the best of your ability and will owe nothing.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
You shouldn't do but there may be the odd one that slips through the net - you will need to remind them about the IVA and send them another copy of your CC if necessary.
