Hi
My iva finished in Sept last year, I have my completion certificate my iva can be removed now as it lasted 6 years. I will be off the insolvency register in 3 months.
My wife has a 10000 loan,she has good credit (she works for experian) we have been paying into her share save and should expect at least 10000 back this Sept, I own part of a house that will be sold soon which should amount to around 10000.. we would like to get a morgage. Should we pay the loan off and have less of a deposit? Also I'm on a lot of overtime at the minute so we should have another 10000 (so 30000 in total) minus the loan.. need some advice/help on the next step
Speak to our resident mortgage experts on here - Shaun or Ryan whose details can be found under the expert link on the left hand side of the page.
They have helped many posters on here secure a mortgage.
Well done on completing!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
