Hi, I completed my IVA in June 2015, with all Bar natwest and barclaycard marking my debts as settled. I have written to both companies and enclosed my completion certificate. I did this in October 2015. My question(s) is will the companies have to mark the debts as settled or as soon as the Iva drops off my credit file in March 2016 (72 months after its start)?
I'm repairing my credit rating through a well managed credit card, but having these last 3 debts still 'default' although they're not is still impacting a lot.
So, back to it, am I right to be pursuing them to mark the debt as settled or do I want for the 6 year mark for them to drop off?
If it is still impacting then chase them and get it resolved.
Under the circumstances there is no guarantee they would automatically drop off.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
