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Christabelle_sparkle
Posts: 447 Joined: Sat Jun 26, 2010 10:51 pm
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Hi All,
Just wanted to share some positivity to all who are still on their IVA journey.
We checked our credit files on Friday and exactly 6 years and one month from when our IVA started commenced we are now free!!!!
The IVA and all defaults have now dropped off.
There is only good stuff on our records now and our scores have shot up to 900 out of 1000.
There is light at the end of the tunnel. You will get there and WOW! What a feeling it is when you do. [:)]
An IVA is a long hard road but valuable lessons have been learnt along the way. Now looking forward to enjoying a debt free future!
kallis3
Forum Expert
Posts: 77176 Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
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Good news!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Michael Peoples
Industry Expert
Posts: 15189 Joined: Mon Nov 03, 2008 12:36 pm
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Congratulations from me too.
welshwiz
Posts: 531 Joined: Sat Dec 29, 2012 4:13 pm
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Christabelle_sparkle
Posts: 447 Joined: Sat Jun 26, 2010 10:51 pm
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Thank you.
Just wanted to share a positive post to all still in an IVA.
I remember feeling that it would never end but it actually does and it feels great!!
An IVA is a long hard road but valuable lessons have been learnt along the way. Now looking forward to enjoying a debt free future!
luluj
Forum Expert
Posts: 11333 Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Well done ..I rememver that feeling ..it is great relief and opens up a whole new chapter in your life
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
Shining
Posts: 27019 Joined: Thu Sep 20, 2007 8:57 am
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So pleased for you, lovely feeling enjoy and relish in the knowledge you're debt free.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Christabelle_sparkle
Posts: 447 Joined: Sat Jun 26, 2010 10:51 pm
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Thank you. It really does feels like a new chapter in our lives and we ate actually debt free for the first time in 15 years. Our money is our own and it feels great!!!
An IVA is a long hard road but valuable lessons have been learnt along the way. Now looking forward to enjoying a debt free future!
ontheroad
Posts: 223 Joined: Tue Oct 06, 2009 4:10 pm
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Well done and congratulations, im at the same stage as my name came off the register yesterday and will drop of my file in January and yes what a wonderful feeling it is.