I am hoping to settle my IVA early. What can I do to repair my credit file ?

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Deborah.18

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Post by Deborah.18 » Fri Nov 06, 2015 6:24 pm
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I am hoping to settle my IVA early (am just waiting for a creditors meeting to be called). If I am lucky enough to have it accepted, what can I do to repair my credit file between now and the end of the term ? I am only 18 months into my IVA.
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grimswold

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Post by grimswold » Sun Nov 08, 2015 10:23 am
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I too would like to know the answer to this question if anyone can help.
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kallis3

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Post by kallis3 » Sun Nov 08, 2015 10:27 am
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Unfortunately your IVA will stay on your record for the full six years regardless.

Once you have a completion letter you can write to any creditors who have defaulted you after the start date of the IVA. You will need to check all three agencies, Call Credit (Noddle), Experian and Equifax.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Shining

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Post by Shining » Sun Nov 08, 2015 11:32 am
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http://pjgrecovery.com/clean-up-credit-rating.asp

Here is an informative link of what you can be working towards once the IVA comes off your file.

Good luck for your F&F meeting.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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