First payment prior to IVA being accepted.

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fruitloop

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Post by fruitloop » Sun May 24, 2015 7:40 pm
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Hi,we made our first payment by cheque to PJG prior to the IVA being accepted, does that class as the first payment or do we still make 60 payments on top of this? I wondered has anyone completed there IVA that was started with PJG and transferred to creditfix and if so did the payment prior to the start count towards the 60 payments?
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lifenoteasy

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Post by lifenoteasy » Sun May 24, 2015 7:47 pm
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It should count as first payment otherwise some very angry people.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
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luluj

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Post by luluj » Sun May 24, 2015 8:12 pm
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It should be your first payment ... if in doubt ask them ... good luck and stay on the forum so we can offer support and encouragement!!
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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marathonman

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Post by marathonman » Mon May 25, 2015 10:00 pm
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Hi

I did the same which was classed as a first payment .. they clearly stated to me that it wouldn't be banked if the the IVA was declined. Creditfix haven't queried it.

Edit:- I've always kept all emails/letters just to be on the safe side!
Last edited by marathonman on Mon May 25, 2015 10:02 pm, edited 1 time in total.
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fruitloop

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Post by fruitloop » Tue May 26, 2015 11:11 am
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Thank you for your replies. Hopefully it works out the same for us marathonman.
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Foggy

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Post by Foggy » Fri May 29, 2015 5:39 pm
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PGJ always regarded that as the first payment and it was for no other purpose.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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