3 months to the day I am no longer on the register... Great feeling. It has been a struggle at times but finally made it with a FF at year 4. Still a struggle now as FF accepted as mortgage increased as could no longer stay on an interest only mortgage so actually have less spare money now than when in a IVA.
But debt free is better than borrowing of one card to pay another. We've all been there haven't we!
Keep going if your still in your IvVA and don't give up as its a great feeling when it all comes together
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
