Hi, we finished our IVA april 2011. Now looking for car finance.

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Steve81

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Post by Steve81 » Wed May 28, 2014 1:09 am
Hi, we finished our iva n april 2011 and i am now in need of a car how do we stand on getting finance. Checked credit report everything looks ok.
 
 

luluj

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Post by luluj » Wed May 28, 2014 5:18 am
As long as all clear on credit file including all defaults removed you should be ok with normal car finance .... I know forum members who gave recently gainef mainstream finance with Black Horse and Barclays.
If in doubt you could approach Moneybarn who specialise in finance deals for those with past iva's but interest rates will be higher.
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There is a solution for everyone .... Just need to stay positive !

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Adam Davies

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Post by Adam Davies » Wed May 28, 2014 10:19 am
Hi

If there is no record of the IVA and defaults etc you should have no problem with obtaining finance. If you do run into problems try Moneybarn, they have helped several forum posters

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Andam Davies
 
 

Shining

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Post by Shining » Wed May 28, 2014 2:00 pm
Hi if it all looks ok you should be ok to get high street finance, I recently did this through Barclays.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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