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tra23dog
- Posts: 29
- Joined: Mon Aug 29, 2011 9:19 pm
- Location:
Hi, My IVA was completed 2 years ago and I have my cc. I have received a cheque for PPI which I am forwarding to GT. I also have received a letter from EIC saying if I don't forward the money, I am in breach of the IVA. I am sending it but how can I be in breach if I have my CC and I am no longer on the insolvency register.
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strummer65
- Posts: 4
- Joined: Tue Feb 25, 2014 10:48 am
- Location: United Kingdom
Hi, this sounds very similar to our problem, though we have never received our cc after nearly two years, here is what I posted just before your post....Hi Everyone, I am new to this so here is my story so far.
In May 2012 myself and my wife completed our final payment in our IVA, it had taken the full 5 years and we never missed a payment throughout, even though we had been passed from Baines & Ernst (B&E) to Blair Endersby (BE) to Grant Thornton (GT). About 3 months after completion we received letters from a company called EIC who act on behalf of GT asking us to sign the forms sent so they could pursue any outstanding PPI from the banks within our IVA stating basically that we would not receive our certificate of completion until we do so. Shortly after this we had an email from GT stating that we had overpaid our IVA by over £900 and that they could chase this up but it could take a very long time to do so, so did they want us to write it off! We told them we wanted them to actively pursue this overpayment no matter how long it took. About a month ago we received some cheques back from Barclays Bank for £5527 (this was PPI not the IVA overpayment). Now we have received a letter from EIC telling us that if we receive any correspondence off Barclays it should be sent on to GT immediately, meaning the cheques, however the money has been spent. Surely if we have paid all our required debt (which was £40,000) in 2012 we shouldn't be required to hand this over too?, especially as we have overpaid £900+ too? Basically they are holding back our certificate of completion until they get their grubby hands on the PPI and we finished our IVA nearly two years ago, I find this disgusting. Please can somebody advise us on this, many thanks for looking.
