Insolvency Service & CRA's -Who tells who

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frequentflyer

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Post by frequentflyer » Tue Nov 26, 2013 5:06 pm
Has anyone had any experiences with getting their names removed from the insolvency register and with the insolvency agency stating they are not responsible for notifying the CRA's of completion??

I have it in writing from GT that they inform the Insolvency Service who then inform the CRA's.....Experian say they have to be informed by the insolvency service before they can amend the IVA in public records section of my report and to cap it all the insolvency service tell me it is not their responsibility to tell the CRA's that an IVA is completed so I am now totally confused!!
I have sent copies of my COC to the CRA's but after a week they have not updated my record...any ideas???
 
 

Foggy

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Post by Foggy » Tue Nov 26, 2013 5:10 pm
Usually a copy of your CoC to the CRA will suffice -- but it will take a few weeks to filter into their system.

General credit clean up info can be viewed here:

http://www.pjgrecovery.com/clean-up-credit-rating
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Kelly O

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Post by Kelly O » Tue Nov 26, 2013 9:14 pm
GT will send a copy of your completion certificate to the Insolvency service and creditors, it is the creditors responsibility to then update the CRAs with that information.

Unfortunately some creditors are better at this that others, so wait a month or so for the information to filter through before you credit check yourself, follow the guidance on the link above which includes a template letter to creditors.
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
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