Today our completion certificate arrived as promised by Melanie. [:D]
I even sat by the window all morning waiting for a glimpse of the postman!
Just wanted to take a moment to say thank you to her and the whole team behind the scenes for a job very well done!
I remember the initial conversation 5 years ago, it took me hours to pluck up the courage to take the first step and finally get my head out of the sand. Our own silly spending almost ruined our marriage at the time, but I'm happy to say we're now looking forward to living comfortably and saving for things as we've had to do in the IVA.
Thank you Melanie, you really do give people hope.
We have already recommended a friend to you a couple of years ago (he chose bankruptcy in the end) and would not hesitate to do so again in the future.
Good luck to all of you still in your IVA's, I hope they pass swiftly.
Here's to the future!! [:)]
Grateful for your thoughts Peejayel, but I think if you scan the forum fully, you will find several complimentary posts from clients of both the other firms to balance up the equation!