credit file query

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Louise79

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Post by Louise79 » Thu Aug 08, 2013 8:46 am
Does anyone know if an entry on the credit report has a nil balance and the settlement date is within 6 years will it still have an adverse effect? There are no defaults showing, just a nil balance. On a seperate note I am having issues with Experian not removing my IVA from my report, I have sent them my CC but they are dragging their feet updating my details. The other 2 CRAs have. My 6 years was up in June this year so it is really frustrating.
 
 

Shining

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Post by Shining » Thu Aug 08, 2013 8:48 am
Hi Louise I'm confident someone who does know about these things wil be along very soon, so hang in there. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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