Upgrading NatWest Account Post IVA

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CS2012

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Post by CS2012 » Sat Jul 20, 2013 6:19 pm
I've been with NatWest since before starting my IVA. Initially, I had the step account which then became the basic account. I also hold a savings account & I've just opened an ISA account with them. Now that my credit files are clean I am considering changing this account to a Select account, or maybe even the Select Silver account.

I note that the straight upgrade option can't be used for a basic account, other than to upgrade to a basic Silver account. So, I guess I'll have to apply online for a new Select account. As anyone done this & were they successful?
Last edited by CS2012 on Sat Jul 20, 2013 6:22 pm, edited 1 time in total.
 
 

Shining

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Post by Shining » Sat Jul 20, 2013 8:42 pm
I have the select account but managed to get this (no idea how) whilst still in the IVA, it's not a paid account but does give me access to all ATM's rather than just NatWest ATM's. I also got a cheque book.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

CS2012

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Post by CS2012 » Sat Jul 20, 2013 9:34 pm
Thanks Lesley, did you apply on line? I'm thinking of holding on for another month anyway as I've just applied for a Vanquis card. I also recently took out a contract with T Mobile & I don't really want to have to change my bank details with them before the first DD has gone out.
 
 

Shining

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Post by Shining » Sat Jul 20, 2013 9:43 pm
Yes I applied online. I too now have two savings accounts and an ISA with the NatWest. Always had good service so I will be staying with them and one day hope to get the full current account but my IVA is still visible on my credit records until next year so one step at a time x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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