Hi guys, just wondered if anyone could advise me. I posted in June 're my husband becoming name card holder on my mums cc, purely for his work expenses which he can only claim at month end ... and would would then use them to clear the cc immediately. She has just got a barclaycard (one of our creditors ) does anyone know if they would credit check my husband... I'm just worried that it will have an adverse effect on mums credit rating. I've checked with our ip and he's happy for him to be a second card holder? I just want to be sure mum will b fine b4 she proceeds.
They should not credit check a second card holder, but I guess only Barclaycard could confirm the exact position on this for you. Either way, it will not affect your mother's credit rating.
