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Tobytike
- Posts: 6
- Joined: Thu Jan 17, 2013 12:04 am
- Location:
Hi please can you advise if PPI refunds can be kept after an IVA has been completed and the certificate has been received. My IVA was taken out in 2010 and ended last year on a full and final settlement figure. I did not think I had any PPI but my bank have wrote to say I need to get in touch as they believe they owe me a refund.
Has anyone completed an IVA and kept the refunds?
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plasticdaft
Forum Expert
- Posts: 9562
- Joined: Wed May 21, 2008 12:45 pm
- Location: United Kingdom
Careful as the bank may offset any amounts they promise you against any debt that they wrote off.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Tobytike
- Posts: 6
- Joined: Thu Jan 17, 2013 12:04 am
- Location:
Thank you yes I have read that too but I am just wondering if this is okay to keep th emoney if it isn't offset?
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Tobytike
- Posts: 6
- Joined: Thu Jan 17, 2013 12:04 am
- Location:
I am worried about accepting refunds if I shouldn't be and understand that they may off set the refunds.