F&F might be done fast but your completition Certificate will still be as slow as ever (GT has massive problems trying to issue them) from what other people have said, especially if your under a PPI review (which they doing with every case)
Time to end of IVA 0 days
Time to end of GT dealing with it...CC recieved after a battle royal !!
I think other people who are with GT may have a different view to GTs own claim that it is a "quick process". Have you had any PPI claims made on your behalf ?
The actual presenting of a F&F will be at least 28 days if your IP is lightning fast, as the creditors require this much notice. W would say, from the experience of others on the forum, you would be looking at around 2 - 3 months. Then .... the long wait for the completion certificate.
At the best of times GT used to complete the closure process in a MINIMUM of 6 months ( whereas all other firms were a MAXIMUM of six months). However, since the need to investigate PPI hit the fan, many, but not all, firms have slowed down a little --- GT have come to a crashing halt !!!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Actual process of the F&F was fairly quick - from saying we wanted to make one to having the creditors meeting (which has to have 28 days notice was a bit over 2 months. However it's been nearly 10 months since the payment was made and no sign of a completion certificate any time soon.
Paid F&F in July 2012 and received CC in July 2013