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trina

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Post by trina » Wed Apr 17, 2013 10:15 am
Just wanted to share, We recieved our completion certificates yesterday. We did a F&F in November, I might add the very end of November and it's here. A big thank you to Mel and especially Laura who was always there to help us along our journey.

I am so happy we are now debt free and able to start again and learn by the mistakes we made. Whatever part of the journey your at it does get better and there is an end. I would recommend anybody who is just starting the process to give Mel's team a call, you won't go far wrong.

Hubby and I are celebrating tonight with a two for one meal out, I've learned a valuable lesson over the last five years and no more wasting money!!

Good luck to you all [:)]

Trina xx
 
 

Pennyless

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Post by Pennyless » Wed Apr 17, 2013 10:30 am
Well done trina....good luck on your debt free future and good to see your IVA Company has been expeditious with your Closure Cert......shame some other Companies could not be so efficient in regards to their clients!
I came into this world with nothing and still have most of it left!
 
 

Kelly O

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Post by Kelly O » Wed Apr 17, 2013 11:28 am
Congratulations Trina and enjoy your evening tonight :-)

We are so pleased to have helped you on your journey to debt freedom, all the best for the future x
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
 
 

abbiesmum2003

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Post by abbiesmum2003 » Wed Apr 17, 2013 12:58 pm
Wow congratulations!
We had our iva accepted two weeks ago...also with Mels team.
Im loving all these messages about completion and beibg debt free! I know its a long journey but determined to succeed!
Enjoy your debt free life! Have a lovely evening!
 
 

Shining

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Post by Shining » Wed Apr 17, 2013 1:01 pm
Fantastic news, good feeling isn't it? Enjoy being debt free.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Foggy

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Post by Foggy » Wed Apr 17, 2013 1:10 pm
Congratulations, Trina. Enjoy your meal :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Struzzo39

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Post by Struzzo39 » Wed Apr 17, 2013 1:58 pm
Congratulations from us also. Enjoy being debt free
Steven & Debbie
 
 

Kelly.23

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Post by Kelly.23 » Wed Apr 17, 2013 1:59 pm
Congratulations, enjoy being free from your iva
 
 

orchid5

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Post by orchid5 » Wed Apr 17, 2013 7:10 pm
Many congratulations, i shall hopefully be joining you shortly in the same celebration, well done to Mel and her team, fantastic work. xx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.

IVA COMPLETED August 2012, received Completion certificate 18.4.13.
 
 

wiggle1

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Post by wiggle1 » Wed Apr 17, 2013 9:22 pm
Congratulations trina, you must feel great.
Life after IVA is wonderful.
 
 

luluj

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Post by luluj » Wed Apr 17, 2013 9:29 pm
Great news ...it appears a few members are receiving certificates this month ...fingers crossed for all those still waiting.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

MelanieGiles

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Post by MelanieGiles » Fri Apr 19, 2013 1:05 am
Thank you for posting those kind comments Trina. I know you have had some ups and downs along the way, but I am sure it has made you both stronger as a couple and it is great to see you both out together celebrating!

It has been a pleasure to act for you over the last couple of years, and once again thank you from all of us for choosing us to represent you. My very best wishes for the future - and do keep in touch occasionally.
Regards, Melanie Giles, Insolvency Practitioner
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