Any debt within the IVA should not be recorded with a default after the start date of the IVA. There are template letters available that you can send to this Company to request this is removed.
I've had all of the, removed over the last 4 ,months (after a few rows and fighting!!!!) march should have been the first month everything should have been removed and now I have this new default, from a company I've had nothing to do with!!!
I've found a contact name now at GT who sits on this division.......so let the harassment commence [:D]
Arty
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Geordie
Any debt within the IVA should not be recorded with a default after the start date of the IVA. There are template letters available that you can send to this Company to request this is removed.
IVA completion and certificate received 08/10/2012!!!
Good Luck Arty, just when you think your on the downward slide, something else pops up, grrr, fingers crossed it's been a mistake and one that will be rectified quickly. xxx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
It is wrong how companies can just place a default on your file after a debt has been settled.
Go back to the CRA and ask them to contact creditor and have it removed on the grounds that the debt was settled under an IVA
Following several long battles with capital one (still on going) and MBNA clearing up file after receiving my completion last October I thought I was finally out of the woods and it would be plane sailing….until I got this lol!!
Anywhoodle after preparing myself this morning for round 12 it actually turned out to be sorted pretty simply with the help from Sandra Deane from GT[:o)]
Its happened to a few people who had Egg credit cards included in their IVA’s which was then bought by Barclays who then sold all of them to the holdings company, however the accounts went over with no information so anyone who was this situation may still have a ‘live’ account with them as I did as it wasn’t noted that during the transfer (which took 3 months) someone of the peoples debts would be removed due to IVA completion!!
Since speaking with Sandra this morning at 9am she has already had it removed, raised queries with other CRA’s to have it removed and confirmations sent to me by 10:30!!
So all in all quite a productive morning……now just to continue the fight with Capital one!!!![:(!][:(!][:(!]
Hope your all well
Arty
PS- Orchid-im amazed your still being dragged along by DFD, really hope you get it sorted soon!!
[xx(]
Last edited by artemischild on Wed Mar 13, 2013 10:49 am, edited 1 time in total.
IVA completion and certificate received 08/10/2012!!!
If the debt purchaser agrees to take control of the CRA records, the customer should be informed that the debt has been sold or assigned and to whom, they should then ensure the CRA is kept upto date.
The CRA should be changed to show the name of the debt purchaser and that the rights to that debt have been sold. The purchaser then has to make sure that the record is upto date - This does not affect how long the default is kept and it should be removed six years after the original default.
PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
