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asdadavy
- Posts: 14
- Joined: Thu Oct 18, 2012 8:00 pm
- Location: United Kingdom
Hi all.
Well my iva was paid off 2 years ago next month and i have still not received my certificate to say its beyond a joke is an understatement.i have signed my ppi claim over to the people who were doing my debt managment i was also told as i have critical illness cover should i have cancer god forbid they are entitled to that to.
All i want is my certificate its been far to long will i get it back anytime soon.
I ask the debt management company and i keep getting fobbed off it might be 3mths it might be 6mths?
dave smurthwaite
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KAYKAY
- Posts: 1222
- Joined: Wed Jun 15, 2011 8:33 pm
- Location:
Outrageous state of affairs, which company are you with?
IVA Completed August 2011
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asdadavy
- Posts: 14
- Joined: Thu Oct 18, 2012 8:00 pm
- Location: United Kingdom
Robson scott darlington.
dave smurthwaite
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MrsR
- Posts: 1201
- Joined: Mon Oct 31, 2011 9:30 pm
- Location: United Kingdom
That is terrible asdadavy.
Have you contacted them to find out exactly what is holding them up ?
Have you considered following the company complaints procedure?
If you know your IP, I would demand to speak with them as a matter or urgency, and request the above information.
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!
Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA
Completion Certificate received- 30th April 2015!!
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asdadavy
- Posts: 14
- Joined: Thu Oct 18, 2012 8:00 pm
- Location: United Kingdom
I was told once the claim had gone through for ppi and whatever the outcome you may get your certificate in 3mths or you may get it in 6mths.
The thing that annoyed me the most was i was told they could apply for my ppi which i was happy for them to do but no this was not the case i had to to apply and do all the paperwork cos if i hadnt i would of breached my iva.
There should be a law against keeping hold of your certificate for this amount of time
dave smurthwaite
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asdadavy
- Posts: 14
- Joined: Thu Oct 18, 2012 8:00 pm
- Location: United Kingdom
I was told once the claim had gone through for ppi and whatever the outcome you may get your certificate in 3mths or you may get it in 6mths.
The thing that annoyed me the most was i was told they could apply for my ppi which i was happy for them to do but no this was not the case i had to to apply and do all the paperwork cos if i hadnt i would of breached my iva.
There should be a law against keeping hold of your certificate for this amount of time
dave smurthwaite
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asdadavy
- Posts: 14
- Joined: Thu Oct 18, 2012 8:00 pm
- Location: United Kingdom
I am going to copy my letters and pass onto the ombudsman maybe they can get my certificate as i cant
dave smurthwaite
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plasticdaft
Forum Expert
- Posts: 9562
- Joined: Wed May 21, 2008 12:45 pm
- Location: United Kingdom
Ridiculous state of affairs and no excuse for it. Let us known how you get on with ombudsman.
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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luluj
Forum Expert
- Posts: 11333
- Joined: Sun Dec 09, 2007 6:54 am
- Location: United Kingdom
Disgusting behaviour ...it is so unfair for anyone to be left in this position. I would be on the phone daily and certainly would not give up ....
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
