Hi the only advice I can give is that a figure as near to the original dividend as possible may be acceptable. Worth a word with your IP to see what they think. Is there a particular reason for wanting it to end early as sometimes this makes an offer more favourable. All the best x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
If you multiply the number of months left by the monthly amount paid, plus add any equity release clause you may have this should give you an indicative figure
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
An offer of around £10,000 ought to be acceptable, unless you are currently struggling to make your payments at £447 in which case a lower offer may be possible. What are the reasons for you wanting to do this now, and where would the funds be coming from?