Good Morning.I recieved a letter yesterday from 'IVA help line' and before I throw it in the bin ...

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aferries

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Post by aferries » Sun Sep 30, 2012 9:46 am
Good Morning.
I recieved a letter yesterday from a company called,"IVA help line", before I throw it straight in the bin, I would like to ask if any body else has come across them.
They are trying to convince me that I can be debt free in 6 months, and that IVA's are expensive and not the only way.
I have learned from experience that if it sounds to good to be then it probably is.
I am in a happy place now, but I just wanted to ask if anybody else has experienced these companies.
 
 

Niobe

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Post by Niobe » Sun Sep 30, 2012 9:55 am
Hi,

Ignore them - it's assisted bankruptcy which will cost you a fortune. They get your details from the Insolvency Register and have no idea of your circumstances.

If you are happy with your IVA then just bin it and carry on as you are.
 
 

Debtfreeplease

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Post by Debtfreeplease » Sun Sep 30, 2012 10:38 am
Thank you Niobe. I am very happy with my IVA, the letter is now in the recycle bin.
 
 

Foggy

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Post by Foggy » Sun Sep 30, 2012 10:39 am
Hi there. I agree with Niobe. These people will cost more in the long run and are offering nothing new.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

orchid5

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Post by orchid5 » Sun Sep 30, 2012 11:39 am
Unscrupulous people and all because........................ we are visiable for all on that blasted insolvancy register, not good. Still think that should be a pay for site and that will stop people praying on vulnerable people.
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.

IVA COMPLETED August 2012, received Completion certificate 18.4.13.
 
 

TheMatrix

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Post by TheMatrix » Sun Sep 30, 2012 12:08 pm
It should be restricted to those who need to know.

The searches on the site appear to be restricted to one at a time, these people have probably got data dumps from the register to put into their own databases to do mail merges on mass.

Something that the Insolvency Service should clamp down on.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
 
 

Shining

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Post by Shining » Sun Sep 30, 2012 12:38 pm
I agree TheMatrix, on a need to know basis would be best for that register, I can't wait for the day I'm off it.

Just as you've done put it in the recycle bin, not worth the paper it's written on in my opinion. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

MerlinL14

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Post by MerlinL14 » Sun Sep 30, 2012 1:23 pm
Stop.... Before you put it in the bin: I have found that the glossy paper these flyers are printed on make for some very good paper airplanes, you can have hours of fun before you throw it away. [;)][:D][:D]
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
 
 

Niobe

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Post by Niobe » Sun Sep 30, 2012 1:31 pm
Mine have never been on glossy paper - just ordinary stuff and thrown away as soon as the envelope was opened!!
 
 

Debtfreeplease

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Post by Debtfreeplease » Sun Sep 30, 2012 1:43 pm
Thank you all for your help, especially MerlinL14 as I now have Christmas sorted, my kids will be pleased.
 
 

MelanieGiles

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Post by MelanieGiles » Mon Oct 01, 2012 1:11 am
It is time that this unsolicited nonsense from the bankruptcy assist industry was stopped. Wish the OFT would spend some time looking into this unwanted intrusion and disturbance to consumers.
Regards, Melanie Giles, Insolvency Practitioner
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