hello i would like to know when ur in an iva and you claim for ppi why you cant keep it as i think there is a conflict of intrest . i understand that your creditor wants most of if not all there money back but ! when your in an iva with your ex bank and they ! or your iva co go after it is it not illigal as the judges ruleing was that the miss selling of ppi was to be paid back too the person who has been misslead but instead its going back too the bank !!! as this has happened too me ( in a few years i can see this being the next iva )
Maybe best to read some of older posts today which should bring you up to speed on PPI just go to the top of the page click member and type my name sponge (just for example) click on it and there's most angles covered on PPI on the recent posts of this week
It is going back to the person who has been mis-led as an asset, which is likely caught under the terms of your IVA - but do check your own documents to be sure - as not all IVA proposals have "all-asset" clauses contained therein.
