Hi All
Well, there's no turning back now (not that I want too)
Posted my ATA letter to Melanie, sent out the letters to the creditors, opened my new bank account and changed my direct debits.
Hopefully it wont be long before everything's agreed and I can finally stop worrying [:)]
PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.