Get expert opinion. This is the place for new questions to be posted.
-
irish_ram
- Posts: 114
- Joined: Thu Oct 02, 2008 10:55 am
- Location: United Kingdom
Hi All,
I have a query around my settled IVA.
I have checked my Equilfax report and in there it states the below
Court Date: 30/11/2007
Date Satisfied: 01/03/2010
What I am wondering is I know it takes 6 years for the IVA to fully clear but I am confused as to which one I start the 6 Years from above.
Also on my Credit Expert report it mentions nothing anywhere about my IVA and am wondering should I be worried about this?
-
KAYKAY
- Posts: 1222
- Joined: Wed Jun 15, 2011 8:33 pm
- Location:
It is 6 years from the date that the IVA was agreed at the creditors meeting (which I presume is the same as the court date), therefore it should fall of your credit record in 2013.
I wouldn't worry about Credit Expert not showing your IVA. My IVA never appeared on any of my credit files, just my husbands, we had a inter-locking IVA. Also the Insolvency register had me down as the wrong house number, so I guess it couldn't be corroborated with my proper address.
IVA Completed August 2011
-
Shining
- Posts: 27019
- Joined: Thu Sep 20, 2007 8:57 am
- Location:
6 years from acceptance date is correct. Hope that answers your question and anymore information/advice required please don't hesitate to post. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
