IVA not showing on credit report

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LilMissTrouble

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Post by LilMissTrouble » Fri Apr 27, 2012 11:44 am
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Hello

Now that I have completed my IVA I thought I had better check the state of my credit reports, so I signed up and received them from Equifax and Experian and to be my surprise I am rated as Excellent - no details of any debts or any mention of my IVA - is this something I am missing?
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ginger3232

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Post by ginger3232 » Fri Apr 27, 2012 11:59 am
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LilMisstrouble - you may be lucky and they have removed it - or it could be hidden in the Court/public information section

Would not get to hung up on the credit score - as each lenders marks diffrently -
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Pickles

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Post by Pickles » Fri Apr 27, 2012 12:20 pm
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I too have an excellent credit rating, however my IVA is on there for a few more months (completed) & should then drop off.
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Shining

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Post by Shining » Fri Apr 27, 2012 12:23 pm
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I'm wondering if I should check mine, never done it but reading posts like this does make me wonder. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Tina Shortland

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Post by Tina Shortland » Fri Apr 27, 2012 12:35 pm
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Its always a good idea to check your report so you know that state of affairs and know where you stand. At least then you can do something about it when the time is right. Remember to check CallCredit too so you have all 3 records.
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

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Shining

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Post by Shining » Fri Apr 27, 2012 4:53 pm
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I'll get on to that I think, I know I'm in an IVA at present but it won't be long now before I make that last payment.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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