Hi, I completed a joint IVA with my wife in November 2011. Unfortunately we have since separated & as such I need to open a bank account in my name only. Currently we still have a joint basic account with The Halifax. However, when I went & saw The Halifax today I was refused the option of opening an account in my name due to my credit rating. My question is, when will I be able to apply for an account in my own name as I don't want to continue to attempt to open an account & ruin my credit score even more? As you can imagine, it's slightly complicated financially trying to live separate lives but with a joint account
Try the Co-op if they weren't a creditor, you should have no problems opening an account with them. If you go for the basic cashminder you'll have to do it on the phone or in branch.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I feel a separate as I suggested last night would be a good option. why not try the Coop or Natwest, there are several basic accounts out there that are running for free at this time. Worth a look. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
