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tonyranks
- Posts: 130
- Joined: Fri Jan 21, 2011 10:48 pm
- Location: United Kingdom
NEED HELP EVEN AFTER THE IVA REMOVED FROM CREDIT FILE DOESNT MEAN YOUR CLEAN BECAUSE DONT CREDITORS KEEP AN INTERNAL RECORDS 6 YEARS AFTER THE 6 YEARS, SOMEONE PLEASE EXPLAIN
time is always the answer, stay focus and you will reach the end all in good time
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ginger3232
- Posts: 2610
- Joined: Tue Jan 11, 2011 4:06 pm
- Location: United Kingdom
Under the PLC company Act and Money Laundering Act - companies are required to keep their own records for a minimal of 6 years after the accounts are closed. Techincally the accounts are kept opened ,(although restricted) whilst in the IVA - so that they can receive any money. so the 6 years start after this.
This is why it is never a good idea to go back to ex creditors as they may /should still have records on you.
Last edited by
ginger3232 on Thu Dec 01, 2011 4:46 pm, edited 1 time in total.