help please

Get expert opinion. This is the place for new questions to be posted.
4 posts Page 1 of 1
 
 

roversdelight

User avatar
Posts: 13
Joined: Fri Jul 30, 2010 9:15 pm
Location: United Kingdom

Post by roversdelight » Tue Nov 22, 2011 5:03 pm
Hello all i need some advice.First off all im 18 months into my iva the first year went really well my iva company were really helpful but now well,My payments have gone up to an extra 50 pounds i have told them i cannot afford these payments as my income is less than my outgoings,When i tryed to explain this to my advisor they would not listen to me and tell me they cannot change the payments.They also sent me a new income and expenditure form for me to alter but when i do this nothing changes please can someone help i feel now in a worse position now than before it started.The reason for the increased outgoing is increase in utility bills per month and i pay 20 pounds to them for an insurance which they do not recognise as an outgoing payment?
 
 

kallis3

User avatar
Forum Expert
Posts: 77176
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Tue Nov 22, 2011 5:11 pm
Your payments should be affordable. Try emailing your IP directly via this link:

http://www.insolvencydirect.bis.gov.uk/fip1/

You might get some help that way.

What is the insurance for?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

MRBLUESKY

User avatar
Posts: 2870
Joined: Tue Jun 02, 2009 11:04 am
Location: United Kingdom

Post by MRBLUESKY » Tue Nov 22, 2011 5:56 pm
Agree with Jan email your IP directly,let us know how you get on.
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Thu Nov 24, 2011 4:32 pm
Go back to your IP and ask them reassess based on the fact that your outgoings exceed your incomings .....

let us know what they say !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
4 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”