You can tell him after approval so it won't come as much of a shock, however if you're stopping paying now then the bank will be in touch with him soon.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Yes, I am on Facebook. When I get home from work I'll email you to.give you my details. There's loads of us on here who.are on there.
Once your proposal is back then it's usually sixteen days to.the meeting.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Once you sign your proposal and check it thoroughly you return it and then your meeting date will be set. Check that proposal with a fine tooth comb and make sure you understand everything you're signing up for, 60/72 months is a long journey and you want to be comfortable with everything. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Anne - I've sent you an email from my hotmail account, if it's not in your normal messages check your spam box.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Its is dauting at frist,getting the paper work together,
thinking am I doing the right thing.
been though that myself over the last month or so.
but the poster on here have always been there when I had any thing to ask. or need a little push. which I will alway be thankfully for.
IVA now over with and it was worth it.
now starting my life again,
it hit me about a month and a half ago - i was looking at my bank online and thought - there must be some mistake - i cant possibly live off 150Pcm - then i slowly admitted i needed to stop all this and do something about it . thats when i looked into ivas - i recived my proposal today so hopefully not long for meeting now.
I know how you feel Anne - I was at the stage of withdrawing cash on credit cards and then going in and making minimum payments. It was awful.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
i thought i was coping but it was so wierd - it hit me and i felt sick and was sweating - i thought how the heck am i gonna live anymore - i was at work too.
annearchie - cant really add anymore to what people have already said. Just offering you support - it is difficult to face up to reality of debt - you have already made the hardest decision - accepting there is an issue - although the IVA is NOT easy - there is a end to it after a period of time.
