IVA completed but problems proving it

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luluj

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Post by luluj » Fri Oct 07, 2011 5:53 pm
When our IVA finished I sent a letter to the insolvency service and the three main credit agencies with a copy of my completion cert - within a fortnight all were updated ! It was worth the expense !
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TheMatrix

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Post by TheMatrix » Fri Oct 07, 2011 6:07 pm
kallis3 wrote:

The IVA drops off your credit record 6 years from the start.
Not necessarily, this is only the case if the insolvency service has told the CRA it's completed before the 6 years is up.

Otherwise if the IVA runs for more than 6 years it will remain on your credit file until such time the CRA have been informed of its completion by the insolvency service.
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mattyboy

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Post by mattyboy » Fri Oct 07, 2011 6:14 pm
Matrix I've learned so much useful information from your posts. Got an issue to tackle with nationwide re. Default dates but thanks to all your posts and templates I feel confident I can take them on. A few months ago i wouldn't have bothered. Thanks,
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TheMatrix

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Post by TheMatrix » Fri Oct 07, 2011 6:40 pm
It's good to turn poacher mattyboy lol ;-)
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