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Jasekent
- Posts: 20
- Joined: Sun Apr 27, 2008 12:20 pm
- Location: United Kingdom
I completed my IVA in July this year and out of interest got my £2 credit report from call credit to check the default dates etc and get them corrected (They were all wrong ..typical ) One thing I noticed though is that I had 2 accounts with Barclaycard , a visa and a mastercard , but there is no record of them on my file and they were included in my IVA. Anyone have any idea why or had a similar thing? I have emailed call credit and they usually take a day or so to reply. I will of course let the forum know that outcome of the email.
Jase
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UpToMyNeck
- Posts: 273
- Joined: Mon Oct 13, 2008 1:54 pm
- Location: United Kingdom
Ive got a couple of creditors who were in my IVA that arent listed on my credit file (Experian). I'm not going to query it though, my IVA completed 3 years ago, so dont think they will appear now, and I've got more than enough on there as it is without asking for missing ones to be added [:D]
Non sibi sed omnibus
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Jasekent
- Posts: 20
- Joined: Sun Apr 27, 2008 12:20 pm
- Location: United Kingdom
Very true , we are thinking along the same lines ! It's up to Barclays to put in on there if they want to. I certainly won't be chasing them.
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TheMatrix
- Posts: 2171
- Joined: Sat Mar 17, 2007 8:32 pm
- Location: United Kingdom
Not all creditors report to all 3 CRA's have you checked all 3.
If it's not on there, did you ever get a default notice in the post from them. They have to send this by law to put a default on your file.
Otherwise it looks like you got away with it
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
