Excellent news my F&F was accepted and I just paid the amount. After 9 years of spend spend spend and years of debt stress its finally all over. Thanks for all the advice given on my F&F you were all a lot of much needed support and help. I hope that other's soon see the light at the end of their tunnels. There is a way and there is hope you just have to hang on in there.
Best wishes to you all.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk