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Adam Davies
Posts: 14596 Joined: Thu Mar 29, 2007 12:21 pm
Location:
Hi
Yes, avoid someone that you have had credit problems with and/or has been included in your IVA
Regards
Andam Davies
luluj
Forum Expert
Posts: 11333 Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Try Halifax .... They have allowed us to open new account post IVA and we had had no credit issues with them before
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
ginger3232
Posts: 2610 Joined: Tue Jan 11, 2011 4:06 pm
Location: United Kingdom
Luluj -i think the orginal poster entered the IVA with Lloyds TSB as creditors - halifax is part of the LLoyds group now.
Skippy
Posts: 20720 Joined: Sat Oct 21, 2006 6:08 pm
Location: United Kingdom
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It's definitely worth checking Callcredit as I found some of the information they held about me was completely wrong - apparently I was BR at 2 different courts on the same day!
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Contact
Call credit are notorious for incorrect ( or out of date) info [:(!]
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
plasticdaft
Forum Expert
Posts: 9562 Joined: Wed May 21, 2008 12:45 pm
Location: United Kingdom
Did I read about call credit giving everyone free access to their credit file?? Or was it a dream?
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
luluj
Forum Expert
Posts: 11333 Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
we got our account with Halifax despite we had had debts with Lloyds ! We applied in branch !
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
KAYKAY
Posts: 1222 Joined: Wed Jun 15, 2011 8:33 pm
Location:
Santander (althought they were ABBEY NATIONAL at the time)were very good with us when we started on our IVA journey. Perhaps you could give them a try.
IVA Completed August 2011