I would leave it for now - your credit rating is shot for six years anyway. Once your IVA is completed, then is time to contact them. One of my creditors has defaulted me every month since I was accepted.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Write to the data controller for whoever holds the debt now. I'm sure TheMatrix will come on with those details - he's good like that! They should take off any defaults after the date of IVA acceptance.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk