Worried that linked bank can access our account ?

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Samantha.sl

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Post by Samantha.sl » Wed May 11, 2011 7:07 am
Hi again and thanks for answering my previous question, I have another quick one... my partner and I have recently opened a joint bank account as I read this was advised when starting an IVA. I have since read that some banks are linked and am now worrying that mine is one of them, can they still access our account?
 
 

ginger3232

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Post by ginger3232 » Wed May 11, 2011 9:30 am
If in doubt best to move it to a bank that has no links with any of you creditors.

Also HSBC FirstDirect - are knonw to close account if it is known your in an IVA (even if you dont owe them any money)
 
 

Tina Shortland

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Post by Tina Shortland » Wed May 11, 2011 10:17 am
Hi Samantha.sl - the company looking after you should advise you which banks to avoid and be able to advise you on whether the one you have is linked. Failing that, either look on the internet or give your bank a call and check if they are part of the same group - you don't need to tell them why you are asking.

Hope you get peace of mind soon :-)
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

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MrsKnight

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Post by MrsKnight » Wed May 11, 2011 11:40 am
hi Samantha,

Nothing more to add than what the other posters have said & I personally would not risk it.

Co op bank comes highly recommended on the forum & Yorkshire bank if you have one near you.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
 
 

kallis3

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Post by kallis3 » Wed May 11, 2011 2:54 pm
Natwest Step Account and Barclays basic are supposed to be ok as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

kazzafunk

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Post by kazzafunk » Wed May 11, 2011 3:11 pm
I've opened a cashminder account with the Co-op and they have been marvellous.
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
 
 

kallis3

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Post by kallis3 » Wed May 11, 2011 4:11 pm
I'm with Nationwide and they are ok pre IVA - not sure about afterwards!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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