i thought i had totally stuffed up my IVA through stupidity and sticking my head in the sand AGAIN spoke to DFD today total stars they have given me a payment break and sorted my arrears out for me, can't thank them enough and thanks to everyone on here for the advice to contact my IP
To anyone else thats struggling pick up the phone and talk to your IP !!!!!!!!!!!!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk