Credit check for new job ?

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welshj

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Post by welshj » Thu Feb 10, 2011 7:32 pm
hi, I'm 10 months off finishing my 5 year IVA and have been offered a job in the Personnel dept. of tesco bank. They apprently do credit checks will this prevent me from being able to take the job?
 
 

kallis3

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Post by kallis3 » Thu Feb 10, 2011 7:37 pm
Hi and welcome.

I've no idea I'm afraid - does it say anything on the application form? You could always make an anonymous phone call to HR to see what the stance is and it is probably best to let them know just in case.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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Foggy

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Post by Foggy » Thu Feb 10, 2011 7:45 pm
I do know of a bank employee, in an IVA, and her bank is one of her creditors! So it can be done. But it depends on the particular bank's policies. It's best to tell them, rather than letting them find out, at least they will see that you are being honest and that you are addressing your debt responsibly.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Julie

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Post by Julie » Thu Feb 10, 2011 7:54 pm
Hi welshj - When you say you have been offered a job, did you complete an application form and was this subject to a credit check?

it all depends on the offer of employment, does it state you have to declare IVA or "a legal agreement with creditors"?
 
 

Broke of London

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Post by Broke of London » Thu Feb 10, 2011 9:02 pm
Hi - banks credit check as standard but it shouldn't cause a problem unless you are actually a banker and even then there may be a work-round. It's best to be upfront and let them know before you send off the form so you can put your side forward. A number of posters have been credit checked and it hasnt yet stopped play. x
 
 

stewpots

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Post by stewpots » Sun Feb 13, 2011 11:37 pm
welshj wrote:

hi, I'm 10 months off finishing my 5 year IVA and have been offered a job in the Personnel dept. of tesco bank. They apprently do credit checks will this prevent me from being able to take the job?
I had a job offer that ws subject to all sorts including credit check

It came back as I'm in IVA and payments up to date, which was fine with them but caused me worry.

The Job isn't connected to banks or giving advice about money etc
 
 

MelanieGiles

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Post by MelanieGiles » Sun Feb 13, 2011 11:42 pm
I cannot see a HR job causing too many problems in terms of credit checking. Let us know how you get on.
Regards, Melanie Giles, Insolvency Practitioner
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