DISGUSTED

[orange]

i was once told you can have has many mortgages has you want ..if you dont declare they dont know? is this true ?

[orange]

the same advisor said they only know what you say !

[kallis3]

There is always the chance that they will check, so it's just not worth the hassle.

As to having as many mortgages as you want - I doubt any of us could afford more than one for our own home and possibly one or two buy to lets if you have the income to sustain them.

[TheMatrix]

I'm not sure how they can check once the iva is off the insolvency register and the credit reference agencies.

Unless your applying to a past creditor, who you had an arrangement with, I doubt very much they could find out.

[kallis3]

I would give it a good few years before saying that I hadn't entered into any arrangements, just in case!

[TheMatrix]

It's going to take a good few years to build up a decent deposit

[kallis3]

I'm glad I won't be needing (or be able to get) a mortgage!