I finish my iva on tuesday.

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James.46

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Post by James.46 » Thu Dec 30, 2010 6:23 pm
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finish my iva on tuesday. if i was asked the question, have i ever been bankrupt?should i answer no
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nepensioner

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Post by nepensioner » Thu Dec 30, 2010 7:04 pm
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Hi James
If it was an IVA then the answer is No, I have never been Bankrupt however if the question is have you ever been insolvent then the answer is yes, hope this helps. Is there a particular form you are filling in?
F & F Accepted 19th Oct 2010
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Shining

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Post by Shining » Thu Dec 30, 2010 7:14 pm
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Hi James, well done on the completion of your IVA. Hope it was a smooth run for you. I too would answer no if specifically asked if I had ever been bankrupt. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Skippy

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Post by Skippy » Thu Dec 30, 2010 7:19 pm
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Congratulations James, it must be a wonderful feeling!

The others are right, if you are asked if you have ever been bankrupt you can honestly answer no, but if the question relates to general insolvency or an arrangement with your creditors you would have to say yes.
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kallis3

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Post by kallis3 » Thu Dec 30, 2010 10:31 pm
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Congratulations on reaching the end from me as well and good luck for the future.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Foggy

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Post by Foggy » Fri Dec 31, 2010 10:55 am
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Well done James .... I bet it feels good :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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James.46

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Post by James.46 » Fri Dec 31, 2010 3:09 pm
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thank you all for your goodwishes and your advice
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orange

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Post by orange » Fri Dec 31, 2010 5:13 pm
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well done on reaching the end ..the end for us in 7 payments and cant wait !
completed july 2011
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howard07

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Post by howard07 » Sat Jan 01, 2011 11:26 pm
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Well done mate, i have 3 to go after tommorrow.
IVA completed 15-3-2011
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Julie

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Post by Julie » Sun Jan 02, 2011 10:43 am
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Congratulations James [:)] Not long to go for you Howard [:)]
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