They are usually pretty good when it comes to voting. They may well have bought up your debt.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
TiX acted on behalf of most of my creditors and voted "yes" for each of them. They suggested an uplift of £28 (they thought the bus fares our IP had proposed for my wife were OTT at £50)which I had expected anyway.
Of my total debt they covered around 60%, so they had a lot of clout --- glad they voted in my favour (so to speak).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
They act for a number of lenders and tend to have the influencing vote in most cases we put forward. Thankfully they generally accept the IVA terms and make very few (if any) changes which affect our clients.
TiX seem to be taking on more and more creditors votes these days. Lloyds and Black Horse most recently but who knows what the new year will bring. They are pretty reasonable though and with any cases that uplifts have been requested on will discuss and negotiate if possible.
Drew, you're doing toughguy as well? I'll see you there!
TIX tend to vote fairly and are very professional. It's certainly useful to be able to devote your time to a few representatives rather than deal with each creditor individually, especially when it comes to variation meetings.